Meet the Top 24 finalists for western Canada's first major Fintech Award.

After receiving 44 applications for the inaugural Calgary Fintech Award, 24 startups have been selected to participate, bringing them one step closer to a non-dilutive cash prize.

Applications were evaluated by a committee of 3rd party fintech experts at Fintech Cadence and scored based on company value proposition, traction to date, team and expertise, key milestones, value proposition for Calgary and proposed use of the award money.

But the startups will walk away with more than just money! They’ll connect with a roster of world-class advisors, mentors and judges, and accelerate the growth of their business amongst other global fintech startups.

Throughout August, the top 24 will go through three fintech-specific sessions and submit an assignment that evaluates their business. The top 10 will be selected to receive pitch coaching, access to a roster of world-class advisors, mentors and judges and take part in a series of in-person workshops and events in Calgary, AB. In October, the top 5 startups will have the opportunity to live-pitch to a panel of judges to take award - first place will win $250,000 and second place takes home $50,000.

Congratulations to the top 24 startups!

Ownest 

We are passionate about providing an uncomplicated and streamlined process that empowers our partners. To make the business process easier for consumers and businesses. To drive quality consumers directly from the point-of-sale in seconds.

Credit App

At Credit App, we’ve built a modern platform to securely and efficiently manage data transfer for consumer credit applications. To date, we have helped over 125,000 consumers process over $2 billion applications for automotive, residential rentals. Our platform is used nationally in Canada with ambitious growth plans in the coming years.

Yield Exchange

Yield Exchange is Canada's first B2B digital platform for organizations to access competitive GIC rates with speed, transparency, and ease. Our platform acts as an online GIC marketplace for investors such as Canadian municipalities, universities, school boards, hospitals, and large corporations to access competitive rates directly from our partnering financial institutions.

altruWisdom

altruWisdom uses digital technology to help Canadians become financially resilient. Through our subscription-based online platform, members can access tools, resources and personal and group financial coaching to help them make smart money decisions.

Integrity Technology Solutions

Integrity Technology Solutions (ITS) is a high-growth Calgary-based audit automation technology company that focuses on eliminating some of the biggest financial challenges in the energy accounting, audit, and joint venture space. ITS has developed a document review SaaS that utilizes computer vision, natural language processing, and machine learning to review and audit invoices at a much greater speed and accuracy than human auditors, making it possible to provide audits and payment reviews faster, cheaper, and better than traditional methods.

OneVest

OneVest is an embedded wealth management platform that enables any enterprise to offer personalized investment experiences to their customers via a simple API.

Polity

Polity is a 2-sided marketplace for democratic elections. It provides voters a central hub to learn and engage; and it provides candidates a portal to crowdfund and reach voters.

Chroma

Chroma is a consumer financial technology company building powerful financial tools to reduce wealth inequality for working Canadians. With Chroma, you can build your credit score just by paying your rent or you can upgrade to rent smoothing and split your monthly rent into smaller, more stress-free payments on your pay days.

Quickly

Quickly is an "Earned Revenue Access" technology that lets small and medium businesses (“SMBs”) take control of their working capital by providing next day access to their verified receivables. We provide a platform that streamlines the transactional relationship between buyers and sellers while matching enterprise level capital providers, like banks and institutional lenders, with SMBs that would not normally have the capacity to access these sources.

Painworth

PainWorth is the world’s first automated solution for settling your personal injury claim. We’re making settlements faster, fairer, and easier for personal injury victims and insurance companies alike—saving both parties tens of thousands of dollars in legal fees and helping to settle claims much sooner.

Hardbacon

Hardbacon is a fintech start-up whose mission is to help Canadians make better financial decisions. The company's mobile app connects to its users' bank and investment accounts to help them plan, budget and invest.

Pocket Finance

Deepening ongoing engagement between financial professionals and their clients with the right information at the right time.

Village Wellth

Village Wellth is accelerating the path to small business ownership by creating a trusted digital environment for buyers and sellers to have seamless access to each other. Our platform pre-qualifies acquisition entrepreneurs helping them manage their acquisition identity, gain credibility with sellers and receive high-quality deal flow in just a few clicks.

Flahmingo

Flahmingo is a DIY investment app that supports commission-free fractional investing, where users can begin investing with as little as $1. At Flahmingo, we re-imagine financial education to make investing simple, social, and for everyone!

Remitbee

Remitbee is the largest Canadian headquartered for online international money transfers and currency exchange. As a Fintech, Remitbee leverages its leading security technology to improve the lives of its customers and their loved ones worldwide.

PayShepherd

PayShepherd is the contract management platform manufacturing facilities rely on to maintain healthy relationships with their contractors. Our intelligence catches billing errors before they turn into large disputes and finally gives operational teams real-time cost visibility on maintenance projects. Quick, accurate contractor pay means less frustration, conflict, and overbilling.

Propra

Propra is an all-in-one property management platform that reduces operating costs and increases profitability while elevating the tenant experience. With Propra, you can manage your resident requests and financials from a single browser tab.

Miq

Miq is a financial platform that enables cooperatives to pool funds, save and build credit. We're enhancing how communities and capital work together through accessible, collaborative and social tools.

VOTO

VOTO is an engagement platform that helps businesses and creatives increase conversion rates on digital engagement campaigns through the power of charitable giving. We help generate more signups, feedback and sales needed to grow your business while monetizing the interactions for social good.

Helm

Helm is a #FinTech company focused on empowering small businesses and their advisors to improve all their short-term cash flow management processes vs. traditional spreadsheets and other forecasting tools. Helm enables faster, more visually intuitive, and collaborative cash flow management.

Plastk

Plastk Financial provides an integrated fintech platform that facilitates our customers getting access to the credit market with our secured Credit Card, earn premium reward points and provide an exceptional experience. We work with business partners across Canada to provide app-based promotional offers personalized to individual customers tastes/needs/preferences optimized through AI & machine learning.

Zenbase

Zenbase is a flexible rent platform that eliminates late fees and predatory financing as a whole. By partnering with property management companies, Zenbase improves the financial health of their residents and increases the operational predictability of the operations teams.

Fillipfleet

Fillip is the first digital payment platform built for business fleets. With Fillip, business owners can empower drivers to pay for fuel and maintenance expenses with a secure digital wallet, spend controls and real-time transaction notifications.

YRPlans

YRPlans is creating better financial outcomes for Canadians workers with The Smart Benefit™ - an employee attraction and retention tool that lets employers help employees with debt repayment. Launched in 2021 with student loan repayment help, mortgage repayment help is coming in 2023.